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Monday, September 14, 2009

Factors to be considered by First-time Home buyers

After the financial crises in 2008, the housing market has drastically changed.

If anyone wants to purchase house today they have to look into certain factors:
  • One of the safest was to purchase a home is to put down 20 percent on a fixed rate, 30 year mortgage
  • Buyers in their 20s and 30s will likely see their incomes grow more quickly than previous generations, it is important to act sensibly when borrowing.
  • If a family wants one more child then they have to calculate as to whether they could live on one income because having both halves of a couple work may turn out to be impractical.
  • Have a maintenance budget. Even new homes need upkeep and repairs.
  • Buyers who cannot afford their dream house now can opt for a starter home where they can save money each month for what they really want.
  • Consider a property that can be expanded and improved down the road when money is available.

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Jonas & Kate:

We would genuinely like to thank you and your staff for all your assistance in the purchase of our new real estate property in California. The closing process went on extremely smoothly and we are very thrilled to be called as “homeowners”. Thanks Jeff once again for all your patience and expert advice.

Chris & Joe Fish:

Thank you so much for serving us in purchasing our new home! We want to let you know how very happy we are to have used your group to locate and help us to purchase our new home. We were very impressed by the way you kept us state-of-the-art, and swiftly sent us any required information. We were so satisfied at how your team investigated all, and followed every detail to the end. We value all the work you did for us.

John S:

My husband was transferred and we needed to sell our house fast. We contacted our local HomeOffersUSA.com representative and they presented us with a fair "all-cash" offer on our property and we received a check within 5 days!" Judy G.,Seattle, WA "I lost my job and was unable to make my monthly mortgage payments. I contacted homeOffersUSA.com and they met with me and paid cash for my equity. Not only that, they made up my back payments and was able to save my credit rating." John S.,Atlanta, GA


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